3 articles
Upside holds 4.55 stars from 450,782 Google Play ratings, 79.7% of them five stars. We read 670 negative reviews from nearly four months: 219 are about money that did not arrive, 115 of those are a claim that never cleared, and 28 describe it paying first and stopping later.
PayPal holds 4.24 stars from 3,716,994 Google Play ratings, and 476,685 of them are one star. We read 687 substantial negative reviews and hand-verified the 71 describing a limited account: 23 had just submitted identity documents, 37 call the limitation permanent, and 18 say money was still inside.
1-3 star reviews of 5 payment apps: Venmo, PayPal, Cash App, Zelle, Apple Cash. See which app freezes accounts and stalls transfers most.